
First of all, you need to know how much my budget can be.
Accurate recording of your spending is helpful of you not to forget your budget.
Second, you have to think one more time before you consume.
you need to check if it's worth to spend and what can be the substitue.
Third, It is recommendable not to use the credit card excessively.
The credit card can temp you to spend beyond your budget limit.
Money used with the credit card can be your own debt.
People tend to think they can spend more than they can afford
if they don't have the rules. You'd better keep the rules
whenever you go shopping.
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